The Wells Fargo Active Cash® Card also has an intro APR offer (0% intro APR on purchases and qualifying balance transfers for 15 months from account opening, then a 20. Pros 2% cash back on. One perk of the Wells Fargo Active Cash Card 2% card vs. Wells Fargo Active Cash® Card: Best all-around 2% cash rewards credit card. The card. Capital One Quicksilver Cash Rewards. This Wells Fargo Active Cash Card review covers the pros and cons of this credit card, including its high cashback rewards and welcome bonus. Citi Double Cash® Card. The Wells Fargo Platinum Card had a 0% intro APR offer that differed from the one currently available with the Active Cash Card. Credit. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?By our calculations, those who spend $2,000 per month (or $24,000 per year) will earn the same $480 in cash back with both the Citi Custom Cash and Citi Double Cash. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Receive two free years of Lyft Pink All Access (valued at $199/year) and a third year at 50% off when you activate a membership by Dec. 24%. Wells Fargo Active Cash® Card. S. Chase Freedom Unlimited vs. Wells Fargo Active Cash® Card: Best for Flat-rate cash back: High ongoing rate + incentives. They usually give me less than half of the limits I get from Citi. Citi Double Cash® Card Those seeking a balance transfer card with longevity past the 0% APR period will find the no-annual-fee Citi Double Cash more attractive than. Costco Anywhere Visa® Card by Citi *: Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year, then 1% thereafter, 3% cash back on restaurants and eligible. Amex Blue Cash Everyday is a better credit card because it offers cash back rewards, as there’s no difference between the cards’ fees or low-interest promotions. Cash Wise Visa has 1. 24% - 29. Never had that problem with any other card. Wells Fargo Active Cash® Card: Best overall. The closest cash back card the Googles is telling me is the Wells Fargo active cash card which is at 2%, but I know Wells Fargo is a shady piece-of-shit company with lots of scandals and pending class action law suits. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 3. If you want both, I'd say apply citi then wells fargo (even same day, WF doesn't care about velocity). Using the card for. Bank of America loyalists. Citi Double Cash Card vs. See the pros and cons of each card and how to choose. Wells Fargo Active Cash $200 offer; Wells Fargo Active Cash $250 offer: in branch;Wells Fargo Active Cash® Card. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. Because the Citi Double Cash and Wells Fargo Active Cash cards both earn 2 percent cash rewards on purchases, your earnings potential is the same with both cards. Citi Double Cash Review; Chase Ink Cash Review; Capital One Quicksilver Review. This is a fairly competitive welcome bonus for. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. The Citi Double Cash® Card is a top-notch choice for everyday use, due to its simple and generous rewards. Citi® Double Cash Card. 1. The Citi Rewards+ is a great complement to the Double Cash and/or the Custom Cash. - Working and useable interface and app. 78% APR. Wells Fargo Active Cash® Card vs. Credit cards that are better than the Citi Double Cash Card may include Chase Freedom Unlimited® and Wells Fargo Active Cash, depending on your exact spending habits and preferences. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Citi Double Cash vs. For context, the average annual rewards payout from the cashback credit cards in the investor. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual fee. Whereas with WF Active Cash you can only redeem cashback in increments of $25. Aside from the credit card partnership, they actually do own a portion of the company. Credit Card by. Citi Double Cash® Card (see rates and fees). For context, the average annual rewards payout from the cashback credit cards in the investor. 19. 99% variable APR. But the Citi Custom Cash Card would. But if you are looking for something that might be better I think the new PayPal credit card, which isn't available yet, would be a strong consideration. $0. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. The Wells Fargo Active Cash Card is another no-annual-fee card that earns 2% cash rewards on purchases. Wells Fargo Active Cash vs. Citi Custom Cash vs Double Cash - One card only, which to choose?. (Though paying statement balances in full. Best for Cash. New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards welcome bonus for spending just $500 on their card in the first three months. 1% back on all purchases and 1%. 8 cents each, they can be worth much more when transferred to travel partners. Wells Fargo Active Cash 8 /r/creditcards, 2023-01-27, 08:32:44 Help picking a credit. Best for Choice of Bonus Categories: U. 1. The Wells Fargo Active Cash® Card is an exception. The only downside to this change are to the people who made use of the Citi Bonus Cash Center (Citi's own shopping portal). Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. The only caveat is that there's a $2,500 combined spending limit on the 3% and 2% categories each quarter, after which you'll earn just 1% back. However, the most significant difference is in the card APRs. I received an email yesterday from Citi stating that the 1% cash back on purchases and 1% cash back on payments is changing to 1 point on purchases and 1 point on payments. 24%, 25. You get 1% cash back when the purchase is made, and the. Benefits and Drawbacks. Citi Double Cash. Automatic cellphone protection when you pay your monthly bill with the card. Wells Fargo Active Cash® Card. While Citi has an APR range, Wells Fargo has three possible rates, depending on your credit. This coverage is limited to up to 2 claims per 12-month period and there is a $25 deductible per claim. coopdude • 3 days ago. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. The 6% cash back on U. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. 5%). Its main benefits are earning a steady 2% back on all purchases and a $0 annual fee. Welcome bonus: None. 74%,. An introductory APR of 0% for 15 months from account opening on purchases ( 20. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. I wouldn't want a Wells Fargo account and I think Citi has the most stable product currently. APR. Wells Fargo Active Cash vs. See full list on forbes. Citi Double Cash® Card. When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases. If you're looking to make a large purchase. Also no FTF, which is great for the occasional overseas trip. This card also comes with no annual fee, and new. Citi Double Cash vs. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. Citi Double Cash; Chase Freedom Unlimited vs. Rewards: 2% cash back on all purchases for PenFed Honors Advantage. Credit Cards. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. Wells Fargo has a $25 minimum to redeem to a savings, mortgage, or loan account. Synchrony Premier World Mastercard. And Wells Fargo no longer has a minimum rewards redemption requirement. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. Earn 30,000 bonus points when you spend $1,500 in purchases in the first three months (a $300 cash redemption value) Earn unlimited 3X points per dollar at restaurants and gas stations and when spending on travel, transit, popular streaming service, and phone plans. It's also best if you need to pay off a high interest credit card. Citi Double Cash $200 Welcome Offer. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1% when purchases are. The Bank of America® Unlimited Cash Rewards credit card is a no-nonsense card that offers 1. Citi Double Cash® Card. (Although I feel the Wells Fargo Active Cash is far superior to the CDC) CCC you get 5% on $500 so $25 in cash back and the remaining $1,500 is all at 1% so $15. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Citi Custom Cash Card vs. com database is $181. The $95-annual-fee Citi Premier® Card and Citi Custom Cash® Card are an excellent duo for everyday use. Wells Fargo Active Cash® Card. If you plan to get the Citi trifecta get Double Cash because it earns ThankYou puts that you can use for travel and potentially get more than 2%. 24%, 24. Citi has a "Double Cash" card that pays 2% with no requiring of maintaining an account. It essentially means you have 0% cashback until you spend exactly $1,250 to reach the $25 increment. Citi Double Cash vs Wells Fargo Active Cash: 2% Credit Card. supermarket purchases -- one of the best cash-back rates around for that category -- is the driving force behind the Blue Cash Preferred’s usefulness. These are the popular cards that most people can accessibly earn a good flat-rate cash back. Wells Fargo. The Citi Double Cash® Card earns 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus. What you should expect to be given when managing a credit card. You’ll earn 5%. Main content; Search; Account The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. S. Citi Double Cash® Card. In order to get the $200 sub in 2% cash back you’ll need to spend $10000 with your DC. Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. It has a $200 welcome bonus, cell phone insurance, and it works with digital wallets. The Citi Double Cash® Card is a longstanding leader among cash-back cards. The Wells Fargo Active Cash® Card is definitely worth it for anyone with good credit or better who wants a $0 annual fee credit card with cash back rewards. Alliant Visa® Platinum * vs. Citi® Double Cash Card. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. Citi Double Cash (2% catch all) US Bank Cash+ (5% on two choice categories - Streaming and Utilities for me). The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases and 1% back when you pay off those purchases. Wells Fargo Active Cash® Card. Aside from the annual fees (the Amex Blue Cash Preferred Card has an annual fee of $0 intro for the first year, then $95, while the Blue Cash Everyday® Card from American Express has no annual. Fidelity® Rewards Visa Signature® Card: Best. car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Each eligible transaction will earn 2% cash back on all eligible purchases. The $18,088. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Never has been a problem with Wells FargoWells Fargo Active Cash® Card;. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. Rewards Rate. Most 2% cards don't have a SUB, while most 1. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi Double Cash vs WF Active Cash . Autograph + Active Cash + Grocery card would be really easy and simple cash-back set-up for most people. Upgrade Triple Cash Rewards basics. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. 50 spent through Apple Pay would translate to $361. Bank Cash+® Visa Signature® Card. The Wells Fargo Active Cash® Card offers easy, generous and unlimited flat-rate reward on spending with no categories or spending caps to keep track of, Plus a low intro APR offer on purchases. For your hypothetical, I’d suggest a Citi Double Cash and Citi Costco Visa Maximize cash back and points: 2x base using the Double Cash 3x dining, flights, hotels and car rental 4x gas. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Rewards Rate. The Wells Fargo Active Cash® Card, which launched in July 2021, has quickly distinguished itself as one of the best cash-rewards cards on the market. Miserable-Result6702. Rewards Rate. com database is $181. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. With the Citi Double Cash® Card you can. Learn more about this card. 31 back. 2 days ago · Here are a few examples of credit cards offering cash back rewards: Card name. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Fidelity Visa's 1% FTF, while certainly not ideal, at least leaves the card as an (effectively) 1% cashback card. Earn 1% to 3% cash back on purchases. Typically, when you make purchases on a credit card, you are given a grace period of around 30 days before you owe any interest. Skip To Content Toggle Menu Back. 1 out of 5 rating 133 Reviews 133 Reviews. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards, but it beats the Capital One Quicksilver Cash Rewards for cash rewards. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. Wells Fargo Cash Wise Visa – The two cards tie. Simply pick up the phone to call Visa Signature Concierge. This portal only worked with cards that get cash rewards like the Dividend and the Double Cash. Best for flat-rate cash back. The Money Hub. 6 min read Sep 08. Given that several banks offer credit cards earning 2% on all. With the Double Cash Card, however, you earn 1% when you make the purchase and. Recommended Credit Score. 3 important differences between Wells Fargo Autograph vs. Costco Anywhere Visa Card vs. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 00 cash back per year with Citi Double Cash Card and $240. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. The Wells Fargo Active Cash® Card. Two accounts, 3 cards, and 3% on basically everything and 2% on the miscellaneous other uncategorized transactions. 5% cash back, a $150 bonus and 0% for 15 months on purchases and transfers. Bank Cash+® Visa Signature® Card. It earns rewards in a similar fashion. Citi double cash declined me several times in 6 months, a couple times at a restaurant right by my house. 24%, 25. Wells Fargo is stingy on credit limits. 24 percent to 26. The Wells Fargo Active Cash also lets you redeem your rewards for gift cards in increments of $25, from an ATM with a $20 minimum, or into an eligible Wells Fargo checking or savings account. 6. The no-annual-fee Citi Double Cash® Card, for example, offers redemption flexibility with its rewards and has a 0% intro APR on balance transfers for 18 months. Cash back rate. Crucially, there's no FTF, unlike the Citi Double Cash, Paypal Cashback, or Wells Fargo Active Cash. Wait a few months and see if you can convert the Citi Double Cash to the other new card announced this week, the Citi Custom Cash MasterCard. Bread Cashback™ American Express® Credit Card * vs. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. Citi® Double Cash Card. I opened the Citi Double Cash a month later, which is my new 2% flat card. Welcome Bonus. Wells Fargo Active Cash ® Card. This likely doesn't. Select compares the 5% cash-back Citi Custom Card and the 2% flat cash-back Citi Double Cash Card. Citi Double Cash Card. Intro APR on balance transfers: The Reflect Card offers 0% intro APR for 21 months from account opening on qualifying balance transfers, then 18. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. The Wells Fargo Active Cash signup bonus sees you getting a cash bonus of $200 cash rewards bonus when you spend $500 in purchases in the first 3 months. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1%. I'm very happy with this change. $0 annual fee. 2% cash rewards on purchases. Other options include the ability to redeem for cash at a Wells Fargo ATM (in $20 increments) or for gift cards (in $25 increme nts). The Wells Fargo Active Cash offers a $200 cash rewards bonus and a 0% intro APR on balance transfers for 15 months, while the Citi Double Cash has no welcome bonus but flexible redemption options and a 0% intro APR on balance transfers for 18 months. Once the introductory period is over, the regular APR ranges from 19. Best for Automatic 5%. Slickdeals. Citi Double Cash® Card . The Wells Fargo Active Cash® Card also comes with a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, while the Citi® Double Cash Card. Citi Double Cash vs Wells Fargo Active Cash. Wells Fargo Active Cash Card vs. The Active Cash even features an introductory 0% APR for purchases and qualifying balance transfers for 15 months from account opening (then 20. Here’s an overview of how cash back works on credit cards: Earn a percentage of the amount paid every time you make a qualifying purchase with your cash back credit card. People may hate Wells Fargo. In this Citi Double Cash Card. Wells Fargo, making a stronger push into the credit cards business, has introduced one of the most compelling flat-rate credit cards on the market. Welcome bonus: $200 bonus after opening a Rewards Checking Plus account and making three debit card transactions within 60 days of account. The Autograph has car rental CDW and no foreign transaction fees. $0. 24% variable APR;. As for the Citi Custom Cash, it is plainly obvious why it is so popular and has overtaken the Double Cash. 99% variable APR), so you’d be. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. Capital One Spark Cash Plus. The card gives 2% cash rewards on all purchases, plus $200 cash rewards after spending $500 in the first 3 months. That's not exactly what I said. Bank of America Unlimited Cash Rewards vs. I don't know why people make a big deal out of the $25 increments. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. The Citi Double Cash Card is one of the simplest and most valuable credit cards available. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. For context, the average annual rewards payout from the cashback credit cards in the investor. After that, an 19. Chase Sapphire Preferred Wells Fargo Active Cash. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. No annual fee. Compare The Drawbacks No credit card or financial product is without possible drawbacks, and it is important to be aware of the potential negatives before you make a final decision about which card is. A balance transfer fee of up to 5% of the each. Would take a lot of recurring spend for gas with the 1c extra in gas rewards to overcome the $200 signup bonus of the BofA customized cash (maxing gas at $7k spend at an extra 1% would only be an extra $70 per year on the Costco Visa vs the $200 BofA signup bonus). The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits. The Active Cash Card offers 0% intro. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. Wells Fargo Active Cash® Card: Best cash-back card. Bank Visa® Platinum Card *. (Though paying statement balances in full. Synchrony Premier World Mastercard. I have had no major issues with using WF cards. Annual fee: $0. So great if you want to float several thousand for 15 months putting it in money market instead earning a sweet 4. Citi Double Cash® Card (see rates and fees) 2 ThankYou points on all purchases — 1 point when you purchase and another 1 point when you pay your bill. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. But if you spend $10000 with this new card, you’ll get $400. (If you aren’t successful, apply for the Custom Cash sometime after that. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). And you'll generally outearn the Apple Card when it comes to most mobile wallet purchases. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. Bank of America Unlimited Cash Rewards vs. 24%, 25. You’ll only earn 1. No annual fee: Capital One Quicksilver vs. 3% back on. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. Even then, the no annual fee Citi Custom Cash will give you 5% on up to $500 a month which beats the BCP if you only use it for groceries. The WF Active Cash, on the other hand, provides 0% intro APR for 15 months on both purchases and balance transfers. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. The WF card is a true 2% card with no gimmick of 1% now and 1% later and it is a visa card which is usable in Costco unlike the Mastercard Double Cash. Since the Active Cash get’s 2% cash back absolutely everywhere, I suspect it would earn more cash back for many family’s purchases since bills, car repairs, doctor bills, electronics, etc. Welcome bonus: Earn a $250 statement credit after spending $3,000 in purchases in. The annual rewards payout assumes you charge $1,000 each month spread. 1. Alternative Wells Fargo Cash Back Credit Card. Citi Double Cash v. You also don’t have to jump through any hoops to get the full. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. Now Citi just made it official with the double cash and made it just like the custom cash. Citibank offers a bigger cash bonus opportunity — up to $2,000. Cardholders Earn unlimited 2% cash rewards on purchases. Also, if I recall correctly, another bonus of the Wells Fargo Active Cash card over the Citi Double Cash card, is that new accounts get 15 months 0% APR on purchases, and the Citi card does not. Bilt Mastercard vs. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. Annual fee: $0. For most purchases you’ll earn 2% cash back – 1% when you make the purchase, and the other 1% once it’s paid off. Costco Anywhere Visa® Card by Citi: Best for Costco. When the Fidelity card dropped that benefit it's what made me start looking for another card. The Active Cash earns 2% cash. In contrast, the BofA is also limited to $2500 per quarter in bonus category spend. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Citi Double Cash. I've got the Amazon card, Amex blue cash. If Wells Fargo Rewards allowed you to transfer points 1:1 with BILT Rewards, I think that'd be a huge competitor to Chase / Citi / CapOne / AmEx. Unlike other 2% cash-back cards like the PayPal Cashback Mastercard® * , it comes with. On the Citi Double Cash Card, you’d earn $100 in cash back for the month on $5,000 in spending after paying your bill in full. 5/10 CNET Rating See Rates & Fees Apply Now On Wells Fargo's secure website Intro Offer $200 cash rewards Annual fee $0 APR 20. Wells Fargo Active Cash® Card Best cards to pair with the Citi Double Cash Card When pairing credit cards, it’s best to choose a card that supplements and even makes. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Main content; Search; AccountWells Fargo Active Cash vs. Best for 2% Cash Back: Wells Fargo Active Cash® Card. hotels, Airbnb, Uber/Lyft, taxi), and streaming, and Wells Fargo active cash for 2% on everything else, like Costco. Citi Double Cash. I have used PayPal bill pay with both my CFF and Active Cash and they work flawlessly with no surcharges. 73. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate and balance-transfer offer. If you're thinking about getting this card, you should also compare it to its closest rival, the Citi Double Cash® Card from our partner Citi, which offers 1% cash back on purchases and 1% cash back after paying your bill. For instance, the Wells Fargo Active Cash® Card comes with up to $1,200 per year in cellphone protection against damage or theft (across two potential claims, minus a $25. It also offers a. If you're looking for a major bank that's free of scandals, it doesn't exist. » MORE: Credit cards that earn 2% cash back or more on purchasesA prime choice would be the 2 percent cash rewards rate from the Wells Fargo Active Cash card or the similar Citi Double Cash® Card since it earns up to an unlimited 2 percent cash back (1. 1 out of 5 rating 133 Reviews 133 Reviews Apply Now. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Tiered cards provide different cash-back rates for different types of purchases. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. I have had no major issues with using WF cards. Use our table to compare your Wells Fargo credit card options and get a sense of which one is best for you. Wait for the cash back rewards to post to your account. Flat-rate cards earn the same percentage on every purchase—typically 1% to 2% cash back on all spending. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. It's also best if you need to pay off a high interest credit card. After that, an 19. One area where it stands ahead of the Wells Fargo Active Cash. 5 percent cash back, but no foreign transaction fee and a $150 sign-up bonus) or. com purchases. Wells Fargo Active Cash® Card. It also offers a welcome bonus: a $200 cash. 24% variable APR;. Secured card: Capital One Platinum Secured vs. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Citi Double Cash® Card. Citi is better due to points games (rewards+ = 10% bonus) etc. You have the right. DoorDash Rewards Mastercard® vs. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. Citi Double Cash® Card. I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Wells Fargo Active Cash Card. Finally, they cash out at a standard . It also doesn't have as many strings attached as the Citi Double Cash or the Synchrony PayPal Cashback cards. The Citi Double Cash card's simple cash back structure and long-lasting balance. 5% cards do. New cardholders can also earn a $200 cash rewards bonus after spending $500 in purchases within. 99%.